BEYOND MEDICAL ATTENTION AFTER AN AUTO ACCIDENT
Beyond immediate medical attention there are also some important things you can do to begin bringing order to these trying circumstances. If you are the driver in an auto accident your actions at the time of the crash and in the coming days have significant consequence. It's important to detail the facts about the collision, too, in addition to reporting and documenting your injuries.
COLLECT - OBSERVE - ACT
Get the facts. At some point you have to do everything in your power to make sure the police officer at the scene completes a thorough and accurate accident report. Do not sign off on an incomplete or incomplete report. If there is not an officer at the accident scene you still must fill out a vehicle accident form and these can be obtained and completed at your local police station or motor vehicle department or state department of motor vehicles Website.
Collect the names and addresses or any and all drivers, passengers, or bystanders at the scene of your accident. Make the police officer interviews all witnesses to your accident, reports their comments, and documents their names and phone numbers. Collect the driver licence numbers, make and model year of vehicles in the accident, vehicle registration and tag numbers, and insurance information from all those involved in the collision. Lastly, collect the names and badge numbers of the police and paramedics at the accident scene, and note plates or numbers on the ambulance, police car, and other emergency vehicles.
Observe the accident scene and take pictures. Don't forget your cell phone likely takes pictures. Take a look and photograph your vehicle damage from various angles if you can. Then consider taking photo's of the crash scene. With today's technology, with cell phones and cameras with built-in video and recording, you could ask permission to photograph or even interview witnesses. One piece of advice, ask one question, "What is your name and what did you see?"
Act cool, calm, and collected as possible. Even if you are at fault try and act with dignity and respect. If you accidentally hit an unattended car, truck, or motorcycle California state law requires that you leave a note with your name, address, phone number, vehicle registration number, and date and time of the collision. If you have to call a towing company find out the cost then specify where your vehicle is to be taken. Don't forget to write down the tower's name, phone number, driver license, and registration numbers before they tow your vehicle.
TAKING CARE OF NUMBER ONE
Get medical help if necessary. "Your body doesn't lie." If you or your family member have any cause for concern get medical attention immediately! Even injuries perceived as minor, such as a sore neck often associated with whiplash, could require long term treatment. Sometimes serious injuries, such as a concussion, won't manifest itself for days or even weeks after the impact. It is wise to carefully observe yourself and close ones in the days following an auto accident. In rare instances, as with severe crashes and fatality type auto, truck, and bus accidents, medical attention may include psychiatric evaluation and care (especially for young children). Don't take any chances ... get medical attention as needed.
As time lapses memories have a tendency in some instances to become more and more distorted. When you arrive home make your own notes and pencil sketching, or diagram, of the accident. Write down what speed you were traveling and explain what course of events took place leading up to the accident. Illustrate best you can where other auto's, trucks, pedestrians, stop lights, and so on, were located at the accident scene area.
DON'T DISCUSS WHAT DRIVER IS AT FAULT WITH OTHER DRIVERS OR PASSENGERS AT THE SCENE OF THE ACCIDENT EVEN IF YOU THINK THAT YOU MAY HAVE CAUSED OR WERE RESPONSBILE FOR THE ACCIDENT.
You should provide the other parties involved in the crash with your insurance information. Don't try and negotiate repair or medical bills directly with the accident parties or give a recorded statement about the accident. If you are asked to do so, even by your own insurance agent, you should seek a legal opinion.
DO NOT ACCEPT AN INSURANCE SETTLEMENT WITHOUT KNOWING WHAT YOU OR YOUR LOVED ONES MEDICAL CONDITIONS OR MEDICAL COSTS MAY BE. Seek the free advice of an experienced automobile accident attorney if you have been offered a settlement. More Helpful Information
WHAT ABOUT MY VEHICLE?
First find out what your insurance covers. Towing? Rental Car? Policy Limits? Vehicle Repair ... get your vehicle repair estimate at a reputable body shop that sets the standards for excellence. You don't have to use the body shop recommended by your insurance company. They may, in fact, be one and the same. But if not do not cheat yourself. Get your car back to full restoration. Remember, this is one of the primary reasons you purchased auto insurance.